:root {
    --bg: #0e0e0f;
    --bg-soft: #16161a;
    --panel: #1a1a1f;
    --panel-light: #22222a;
    --line: #2a2a33;
    --line-soft: #1f1f26;
    --ink: #e8e4da;
    --ink-dim: #8a8680;
    --ink-faint: #55524c;
    --amber: #e8a838;
    --amber-soft: #c68f2c;
    --green: #6fb285;
    --red: #d16666;
    --blue: #6a8db3;
  }

  * { box-sizing: border-box; margin: 0; padding: 0; }

  html, body {
    background: var(--bg);
    color: var(--ink);
    font-family: 'IBM Plex Sans', system-ui, sans-serif;
    font-weight: 300;
    font-size: 14px;
    line-height: 1.5;
    min-height: 100vh;
    overflow-x: hidden;
  }

  /* Subtle grid overlay */
  body::before {
    content: "";
    position: fixed;
    inset: 0;
    background-image:
      linear-gradient(rgba(232, 168, 56, 0.015) 1px, transparent 1px),
      linear-gradient(90deg, rgba(232, 168, 56, 0.015) 1px, transparent 1px);
    background-size: 60px 60px;
    pointer-events: none;
    z-index: 1;
  }

  .mono { font-family: 'JetBrains Mono', monospace; font-weight: 400; }
  .serif { font-family: 'Instrument Serif', serif; font-weight: 400; }

  /* ============ TICKER TAPE ============ */
  .ticker {
    position: sticky;
    top: 0;
    z-index: 100;
    background: var(--bg);
    border-bottom: 1px solid var(--line);
    overflow: hidden;
    white-space: nowrap;
    padding: 10px 0;
    font-family: 'JetBrains Mono', monospace;
    font-size: 11px;
    letter-spacing: 0.05em;
  }

  .ticker-track {
    display: inline-block;
    animation: scroll 60s linear infinite;
    padding-left: 100%;
  }

  .ticker-item {
    display: inline-block;
    margin-right: 48px;
    color: var(--ink-dim);
  }

  .ticker-item .sym { color: var(--ink); font-weight: 500; margin-right: 8px; }
  .ticker-item .up { color: var(--green); margin-left: 8px; }
  .ticker-item .down { color: var(--red); margin-left: 8px; }

  @keyframes scroll {
    from { transform: translateX(0); }
    to { transform: translateX(-100%); }
  }

  /* ============ LAYOUT ============ */
  .app {
    position: relative;
    z-index: 2;
    display: grid;
    grid-template-columns: 260px 1fr;
    min-height: calc(100vh - 38px);
  }

  /* ============ SIDEBAR ============ */
  .sidebar {
    background: var(--bg-soft);
    border-right: 1px solid var(--line);
    padding: 28px 0;
    position: sticky;
    top: 38px;
    height: calc(100vh - 38px);
    overflow-y: auto;
  }

  .logo {
    padding: 0 28px 28px;
    border-bottom: 1px solid var(--line);
    margin-bottom: 24px;
  }

  .logo-mark {
    font-family: 'Instrument Serif', serif;
    font-size: 34px;
    letter-spacing: -0.02em;
    line-height: 1;
    color: var(--ink);
  }

  .logo-mark .dot {
    color: var(--amber);
    margin-left: 2px;
  }

  .logo-sub {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.3em;
    color: var(--ink-faint);
    margin-top: 6px;
    text-transform: uppercase;
  }

  .nav-section {
    padding: 0 28px;
    margin-bottom: 28px;
  }

  .nav-label {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.2em;
    color: var(--ink-faint);
    text-transform: uppercase;
    margin-bottom: 12px;
  }

  .nav-item {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 8px 0;
    color: var(--ink-dim);
    cursor: pointer;
    font-size: 13px;
    transition: color 0.2s;
    border-left: 2px solid transparent;
    padding-left: 10px;
    margin-left: -10px;
  }

  .nav-item:hover { color: var(--ink); }
  .nav-item.active {
    color: var(--amber);
    border-left-color: var(--amber);
  }

  .nav-item .badge {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.1em;
    padding: 2px 6px;
    background: var(--panel-light);
    color: var(--ink-dim);
    border-radius: 2px;
  }

  .nav-item.active .badge {
    background: rgba(232, 168, 56, 0.15);
    color: var(--amber);
  }

  .system-status {
    position: absolute;
    bottom: 24px;
    left: 28px;
    right: 28px;
    padding-top: 20px;
    border-top: 1px solid var(--line);
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    color: var(--ink-faint);
  }

  .status-row {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 6px;
  }

  .status-dot {
    display: inline-block;
    width: 6px; height: 6px;
    border-radius: 50%;
    background: var(--green);
    margin-right: 6px;
    box-shadow: 0 0 8px var(--green);
    animation: pulse 2s ease-in-out infinite;
  }

  @keyframes pulse {
    0%, 100% { opacity: 1; }
    50% { opacity: 0.5; }
  }

  /* ============ MAIN ============ */
  .main {
    padding: 40px 48px 60px;
    max-width: 1500px;
  }

  .page-header {
    display: flex;
    justify-content: space-between;
    align-items: flex-end;
    margin-bottom: 40px;
    padding-bottom: 24px;
    border-bottom: 1px solid var(--line);
  }

  .page-title {
    font-family: 'Instrument Serif', serif;
    font-size: 52px;
    line-height: 1;
    letter-spacing: -0.02em;
  }

  .page-title em {
    font-style: italic;
    color: var(--amber);
  }

  .page-sub {
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    letter-spacing: 0.25em;
    color: var(--ink-faint);
    text-transform: uppercase;
    margin-top: 10px;
  }

  .header-meta {
    text-align: right;
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    color: var(--ink-dim);
    letter-spacing: 0.1em;
  }

  .header-meta .time {
    font-size: 14px;
    color: var(--ink);
    margin-bottom: 4px;
  }

  /* ============ HERO METRICS ============ */
  .hero-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 1px;
    background: var(--line);
    border: 1px solid var(--line);
    margin-bottom: 32px;
  }

  .hero-cell {
    background: var(--panel);
    padding: 28px 28px;
    position: relative;
  }

  .hero-cell.primary {
    background: linear-gradient(135deg, var(--panel) 0%, var(--bg-soft) 100%);
  }

  .hero-cell .label {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.25em;
    color: var(--ink-faint);
    text-transform: uppercase;
    margin-bottom: 16px;
  }

  .hero-cell .value {
    font-family: 'Instrument Serif', serif;
    font-size: 44px;
    line-height: 1;
    letter-spacing: -0.02em;
    margin-bottom: 10px;
    font-variant-numeric: tabular-nums;
  }

  .hero-cell.primary .value { font-size: 64px; }

  .hero-cell .value .currency {
    font-size: 0.6em;
    color: var(--ink-dim);
    margin-right: 2px;
    vertical-align: 0.2em;
  }

  .hero-cell .delta {
    font-family: 'JetBrains Mono', monospace;
    font-size: 11px;
    letter-spacing: 0.05em;
  }

  .delta.pos { color: var(--green); }
  .delta.neg { color: var(--red); }
  .delta.amber { color: var(--amber); }

  /* ============ MODULES ============ */
  .row {
    display: grid;
    gap: 24px;
    margin-bottom: 24px;
  }

  .row.split-2 { grid-template-columns: 1.3fr 1fr; }
  .row.split-3 { grid-template-columns: repeat(3, 1fr); }

  .module {
    background: var(--panel);
    border: 1px solid var(--line);
    position: relative;
  }

  .module-header {
    padding: 20px 24px;
    border-bottom: 1px solid var(--line);
    display: flex;
    justify-content: space-between;
    align-items: center;
  }

  .module-label {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.3em;
    color: var(--ink-faint);
    text-transform: uppercase;
    margin-bottom: 4px;
  }

  .module-title {
    font-family: 'Instrument Serif', serif;
    font-size: 22px;
    letter-spacing: -0.01em;
    line-height: 1.1;
  }

  .module-title em { font-style: italic; color: var(--amber); }

  .module-action {
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    letter-spacing: 0.15em;
    color: var(--ink-dim);
    text-transform: uppercase;
    cursor: pointer;
    padding: 6px 10px;
    border: 1px solid var(--line);
    transition: all 0.2s;
  }

  .module-action:hover {
    color: var(--amber);
    border-color: var(--amber);
  }

  .module-body { padding: 24px; }

  /* ============ FEE LEAKAGE ============ */
  .leak-viz {
    height: 260px;
    position: relative;
    margin-bottom: 16px;
  }

  .leak-chart {
    width: 100%;
    height: 100%;
    overflow: visible;
  }

  .leak-legend {
    display: flex;
    gap: 24px;
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    letter-spacing: 0.1em;
    color: var(--ink-dim);
    padding-top: 16px;
    border-top: 1px solid var(--line);
  }

  .leak-legend .swatch {
    display: inline-block;
    width: 12px;
    height: 2px;
    vertical-align: middle;
    margin-right: 8px;
  }

  .leak-summary {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1px;
    background: var(--line);
    margin-top: 20px;
  }

  .leak-stat {
    background: var(--bg-soft);
    padding: 16px 18px;
  }

  .leak-stat .k {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.2em;
    color: var(--ink-faint);
    text-transform: uppercase;
    margin-bottom: 6px;
  }

  .leak-stat .v {
    font-family: 'Instrument Serif', serif;
    font-size: 26px;
    letter-spacing: -0.02em;
    line-height: 1;
  }

  .leak-stat .v.amber { color: var(--amber); }
  .leak-stat .v.red { color: var(--red); }

  /* ============ HOLDINGS TABLE ============ */
  .holdings-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 13px;
  }

  .holdings-table thead th {
    text-align: left;
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--ink-faint);
    padding: 12px 16px;
    border-bottom: 1px solid var(--line);
    font-weight: 400;
  }

  .holdings-table thead th.num { text-align: right; }

  .holdings-table tbody td {
    padding: 14px 16px;
    border-bottom: 1px solid var(--line-soft);
    font-variant-numeric: tabular-nums;
  }

  .holdings-table tbody td.num {
    text-align: right;
    font-family: 'JetBrains Mono', monospace;
    font-size: 12px;
  }

  .holdings-table tbody tr:hover { background: var(--bg-soft); }

  .holdings-table .ticker-sym {
    font-family: 'JetBrains Mono', monospace;
    font-weight: 500;
    color: var(--amber);
    letter-spacing: 0.05em;
  }

  .holdings-table .ticker-name {
    color: var(--ink-dim);
    font-size: 11px;
    margin-top: 2px;
  }

  .expense-tag {
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    padding: 2px 6px;
    border-radius: 2px;
  }

  .expense-tag.good { background: rgba(111, 178, 133, 0.12); color: var(--green); }
  .expense-tag.warn { background: rgba(232, 168, 56, 0.12); color: var(--amber); }
  .expense-tag.bad  { background: rgba(209, 102, 102, 0.12); color: var(--red); }

  /* ============ REBALANCE ============ */
  .rebalance-body { padding: 24px; }

  .allocation-bars {
    margin-bottom: 28px;
  }

  .alloc-row {
    display: grid;
    grid-template-columns: 140px 1fr 100px;
    gap: 16px;
    align-items: center;
    margin-bottom: 20px;
  }

  .alloc-label {
    font-size: 13px;
  }

  .alloc-label .cat {
    display: block;
    font-weight: 500;
  }

  .alloc-label .sub {
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    color: var(--ink-faint);
    letter-spacing: 0.05em;
    margin-top: 2px;
  }

  .alloc-bar-wrap {
    position: relative;
    height: 28px;
    background: var(--bg-soft);
    border: 1px solid var(--line);
  }

  .alloc-bar-target {
    position: absolute;
    top: -4px;
    bottom: -4px;
    width: 2px;
    background: var(--ink);
    z-index: 2;
  }

  .alloc-bar-target::after {
    content: attr(data-label);
    position: absolute;
    top: -18px;
    left: 50%;
    transform: translateX(-50%);
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    color: var(--ink-dim);
    letter-spacing: 0.1em;
    white-space: nowrap;
  }

  .alloc-bar-fill {
    height: 100%;
    transition: width 0.6s cubic-bezier(0.4, 0, 0.2, 1);
    position: relative;
  }

  .alloc-bar-fill.stocks { background: linear-gradient(90deg, #e8a838, #c68f2c); }
  .alloc-bar-fill.intl   { background: linear-gradient(90deg, #6a8db3, #4c7099); }
  .alloc-bar-fill.bonds  { background: linear-gradient(90deg, #6fb285, #548c6a); }

  .alloc-value {
    text-align: right;
    font-family: 'JetBrains Mono', monospace;
    font-size: 14px;
    font-weight: 500;
  }

  .drift-chip {
    display: inline-block;
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    padding: 2px 6px;
    margin-top: 4px;
    letter-spacing: 0.05em;
  }

  .drift-chip.ok { color: var(--green); }
  .drift-chip.drift { color: var(--amber); }

  .trade-list {
    background: var(--bg-soft);
    border: 1px solid var(--amber);
    border-left-width: 3px;
    padding: 20px 24px;
    position: relative;
  }

  .trade-list::before {
    content: "REBALANCE SIGNAL";
    position: absolute;
    top: -10px;
    left: 20px;
    background: var(--panel);
    padding: 0 10px;
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.3em;
    color: var(--amber);
  }

  .trade-row {
    display: grid;
    grid-template-columns: 60px 1fr auto;
    gap: 16px;
    align-items: center;
    padding: 10px 0;
    border-bottom: 1px solid var(--line-soft);
    font-family: 'JetBrains Mono', monospace;
    font-size: 13px;
  }

  .trade-row:last-child { border-bottom: none; }

  .trade-action {
    font-size: 10px;
    letter-spacing: 0.15em;
    padding: 3px 8px;
    text-align: center;
    font-weight: 500;
  }

  .trade-action.sell { background: rgba(209, 102, 102, 0.15); color: var(--red); }
  .trade-action.buy  { background: rgba(111, 178, 133, 0.15); color: var(--green); }

  .trade-detail .sym { color: var(--amber); font-weight: 500; }
  .trade-detail .desc { color: var(--ink-dim); font-size: 11px; font-family: 'IBM Plex Sans'; margin-left: 10px; }

  .trade-amount {
    font-variant-numeric: tabular-nums;
    color: var(--ink);
  }

  /* ============ ROTH CALCULATOR ============ */
  .roth-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 32px;
  }

  .slider-block {
    margin-bottom: 24px;
  }

  .slider-label {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    margin-bottom: 10px;
  }

  .slider-label .name {
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    letter-spacing: 0.2em;
    color: var(--ink-dim);
    text-transform: uppercase;
  }

  .slider-label .val {
    font-family: 'Instrument Serif', serif;
    font-size: 28px;
    color: var(--amber);
    letter-spacing: -0.02em;
    font-variant-numeric: tabular-nums;
  }

  .slider-input {
    -webkit-appearance: none;
    appearance: none;
    width: 100%;
    height: 2px;
    background: var(--line);
    outline: none;
  }

  .slider-input::-webkit-slider-thumb {
    -webkit-appearance: none;
    appearance: none;
    width: 14px;
    height: 14px;
    background: var(--amber);
    cursor: pointer;
    border-radius: 50%;
    box-shadow: 0 0 0 4px rgba(232, 168, 56, 0.15);
  }

  .slider-input::-moz-range-thumb {
    width: 14px;
    height: 14px;
    background: var(--amber);
    cursor: pointer;
    border: none;
    border-radius: 50%;
  }

  .slider-scale {
    display: flex;
    justify-content: space-between;
    margin-top: 6px;
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    color: var(--ink-faint);
  }

  .bracket-viz {
    background: var(--bg-soft);
    border: 1px solid var(--line);
    padding: 20px;
    margin-top: 8px;
  }

  .bracket-title {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.25em;
    color: var(--ink-faint);
    text-transform: uppercase;
    margin-bottom: 14px;
  }

  .bracket-bar {
    height: 28px;
    display: flex;
    margin-bottom: 14px;
    border: 1px solid var(--line);
  }

  .bracket-segment {
    position: relative;
    transition: all 0.3s;
  }

  .bracket-segment .label {
    position: absolute;
    top: 50%;
    left: 50%;
    transform: translate(-50%, -50%);
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    color: var(--bg);
    font-weight: 500;
    white-space: nowrap;
  }

  .bracket-indicator {
    position: absolute;
    top: -6px;
    bottom: -6px;
    width: 2px;
    background: var(--amber);
    box-shadow: 0 0 8px rgba(232, 168, 56, 0.6);
    transition: left 0.3s;
    z-index: 3;
  }

  .bracket-indicator::before {
    content: "";
    position: absolute;
    top: -4px;
    left: -4px;
    width: 10px;
    height: 10px;
    background: var(--amber);
    transform: rotate(45deg);
  }

  .bracket-stats {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1px;
    background: var(--line);
  }

  .bracket-stat {
    background: var(--panel);
    padding: 12px 14px;
  }

  .bracket-stat .k {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.15em;
    color: var(--ink-faint);
    text-transform: uppercase;
    margin-bottom: 4px;
  }

  .bracket-stat .v {
    font-family: 'Instrument Serif', serif;
    font-size: 20px;
    letter-spacing: -0.01em;
    font-variant-numeric: tabular-nums;
  }

  .bracket-stat .v.warn { color: var(--amber); }
  .bracket-stat .v.safe { color: var(--green); }

  .irmaa-panel {
    background: var(--bg-soft);
    border: 1px solid var(--line);
    padding: 22px;
    margin-top: 20px;
  }

  .irmaa-title {
    display: flex;
    justify-content: space-between;
    align-items: center;
    margin-bottom: 14px;
  }

  .irmaa-title .t {
    font-family: 'Instrument Serif', serif;
    font-style: italic;
    font-size: 20px;
    color: var(--ink);
  }

  .irmaa-title .status {
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    letter-spacing: 0.15em;
    padding: 4px 10px;
    border-radius: 2px;
  }

  .status.clear { background: rgba(111, 178, 133, 0.12); color: var(--green); }
  .status.warn { background: rgba(232, 168, 56, 0.12); color: var(--amber); }
  .status.danger { background: rgba(209, 102, 102, 0.12); color: var(--red); }

  .irmaa-tiers {
    display: flex;
    flex-direction: column;
    gap: 8px;
  }

  .irmaa-tier {
    display: grid;
    grid-template-columns: 12px 1fr auto auto;
    gap: 12px;
    align-items: center;
    padding: 8px 10px;
    font-family: 'JetBrains Mono', monospace;
    font-size: 11px;
    border: 1px solid transparent;
    transition: all 0.3s;
  }

  .irmaa-tier.active {
    background: rgba(232, 168, 56, 0.08);
    border-color: var(--amber);
  }

  .irmaa-tier .marker {
    width: 6px; height: 6px;
    background: var(--line);
    border-radius: 50%;
  }

  .irmaa-tier.active .marker {
    background: var(--amber);
    box-shadow: 0 0 8px var(--amber);
  }

  .irmaa-tier .range { color: var(--ink-dim); }
  .irmaa-tier .surcharge { color: var(--ink); font-weight: 500; text-align: right; }
  .irmaa-tier .annual { color: var(--amber); font-weight: 500; min-width: 80px; text-align: right; }

  /* ============ ARCHITECTURE ============ */
  .arch-flow {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 12px;
    position: relative;
    padding: 10px 0;
  }

  .arch-step {
    background: var(--bg-soft);
    border: 1px solid var(--line);
    padding: 20px 18px;
    position: relative;
    transition: all 0.3s;
  }

  .arch-step:hover {
    border-color: var(--amber);
    transform: translateY(-2px);
  }

  .arch-step .phase {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.25em;
    color: var(--amber);
    margin-bottom: 10px;
  }

  .arch-step .n {
    font-family: 'Instrument Serif', serif;
    font-style: italic;
    font-size: 44px;
    color: var(--ink-faint);
    line-height: 1;
    margin-bottom: 8px;
  }

  .arch-step h5 {
    font-family: 'Instrument Serif', serif;
    font-size: 20px;
    letter-spacing: -0.01em;
    margin-bottom: 8px;
    font-weight: 400;
  }

  .arch-step p {
    font-size: 12px;
    color: var(--ink-dim);
    line-height: 1.5;
  }

  .arch-step .stack {
    display: flex;
    flex-wrap: wrap;
    gap: 4px;
    margin-top: 12px;
  }

  .arch-step .chip {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    padding: 2px 6px;
    background: var(--panel-light);
    color: var(--ink-dim);
    letter-spacing: 0.05em;
  }

  /* ============ FOOTER NOTE ============ */
  .security-panel {
    background: linear-gradient(135deg, var(--panel) 0%, var(--bg-soft) 100%);
    border: 1px solid var(--line);
    border-left: 3px solid var(--amber);
    padding: 28px 32px;
    margin-top: 24px;
  }

  .security-panel .prefix {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.3em;
    color: var(--amber);
    text-transform: uppercase;
    margin-bottom: 12px;
  }

  .security-panel h4 {
    font-family: 'Instrument Serif', serif;
    font-size: 26px;
    letter-spacing: -0.01em;
    margin-bottom: 14px;
    font-weight: 400;
  }

  .security-panel h4 em { font-style: italic; color: var(--amber); }

  .security-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 28px;
    margin-top: 18px;
  }

  .sec-item h5 {
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    letter-spacing: 0.2em;
    color: var(--ink);
    text-transform: uppercase;
    margin-bottom: 6px;
  }

  .sec-item p {
    font-size: 13px;
    color: var(--ink-dim);
    line-height: 1.55;
  }

  .footer {
    margin-top: 60px;
    padding: 32px 0 20px;
    border-top: 1px solid var(--line);
    display: flex;
    justify-content: space-between;
    align-items: center;
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    color: var(--ink-faint);
    letter-spacing: 0.15em;
  }

  /* ============ MOBILE ============ */
  @media (max-width: 1100px) {
    .app { grid-template-columns: 1fr; }
    .sidebar { display: none; }
    .main { padding: 24px 20px 40px; }
    .page-title { font-size: 36px; }
    .hero-grid { grid-template-columns: 1fr 1fr; }
    .hero-cell.primary { grid-column: span 2; }
    .hero-cell.primary .value { font-size: 44px; }
    .hero-cell .value { font-size: 30px; }
    .row.split-2, .row.split-3 { grid-template-columns: 1fr; }
    .arch-flow { grid-template-columns: 1fr 1fr; }
    .roth-grid { grid-template-columns: 1fr; }
    .security-grid { grid-template-columns: 1fr; }
    .alloc-row { grid-template-columns: 100px 1fr 70px; }
  }

  /* Reveal animation */
  @keyframes fadeUp {
    from { opacity: 0; transform: translateY(12px); }
    to { opacity: 1; transform: translateY(0); }
  }

  .reveal { animation: fadeUp 0.6s ease-out both; }
  .d1 { animation-delay: 0.05s; }
  .d2 { animation-delay: 0.12s; }
  .d3 { animation-delay: 0.20s; }
  .d4 { animation-delay: 0.28s; }
  .d5 { animation-delay: 0.35s; }

  /* ============ TAB SECTIONS ============ */
  .section { display: none; }
  .section.active { display: block; }
  .nav-item { user-select: none; }

  /* ============ FIDELITY TRANSITION TAB ============ */
  .fid-hero {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 1px;
    background: var(--line);
    border: 1px solid var(--line);
    margin-bottom: 32px;
  }

  .fid-positions {
    width: 100%;
    border-collapse: collapse;
    font-size: 12px;
  }

  .fid-positions thead th {
    text-align: left;
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.2em;
    text-transform: uppercase;
    color: var(--ink-faint);
    padding: 12px 14px;
    border-bottom: 1px solid var(--line);
    font-weight: 400;
  }

  .fid-positions thead th.num { text-align: right; }

  .fid-positions tbody td {
    padding: 11px 14px;
    border-bottom: 1px solid var(--line-soft);
    font-variant-numeric: tabular-nums;
  }

  .fid-positions tbody td.num {
    text-align: right;
    font-family: 'JetBrains Mono', monospace;
    font-size: 11px;
  }

  .fid-positions tbody tr:hover { background: var(--bg-soft); }

  .fid-positions .sym {
    font-family: 'JetBrains Mono', monospace;
    font-weight: 500;
    color: var(--amber);
    letter-spacing: 0.05em;
    font-size: 12px;
  }

  .fid-positions .desc {
    color: var(--ink-dim);
    font-size: 10px;
    margin-top: 2px;
  }

  .fid-positions .gain-pos { color: var(--green); }
  .fid-positions .gain-neg { color: var(--red); }

  .fid-positions tfoot td {
    padding: 14px;
    font-family: 'JetBrains Mono', monospace;
    background: var(--bg-soft);
    border-top: 2px solid var(--amber);
    font-size: 12px;
    font-weight: 500;
  }
  .fid-positions tfoot td.num { text-align: right; }

  .compare-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 24px;
    margin-bottom: 24px;
  }

  .compare-card {
    background: var(--bg-soft);
    border: 1px solid var(--line);
    padding: 24px;
  }

  .compare-card.current { border-left: 3px solid var(--red); }
  .compare-card.proposed { border-left: 3px solid var(--green); }

  .compare-card h3 {
    font-family: 'Instrument Serif', serif;
    font-size: 24px;
    letter-spacing: -0.01em;
    font-weight: 400;
    margin-bottom: 6px;
  }

  .compare-card h3 em { font-style: italic; color: var(--amber); }

  .compare-card .tag {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.25em;
    text-transform: uppercase;
    margin-bottom: 14px;
    display: inline-block;
    padding: 3px 8px;
  }

  .compare-card.current .tag { background: rgba(209, 102, 102, 0.12); color: var(--red); }
  .compare-card.proposed .tag { background: rgba(111, 178, 133, 0.12); color: var(--green); }

  .compare-row {
    display: grid;
    grid-template-columns: 90px 1fr 70px 70px;
    gap: 10px;
    align-items: center;
    padding: 8px 0;
    border-bottom: 1px solid var(--line-soft);
    font-size: 12px;
  }

  .compare-row:last-of-type { border-bottom: none; }

  .compare-row .t-sym {
    font-family: 'JetBrains Mono', monospace;
    color: var(--amber);
    font-size: 12px;
    font-weight: 500;
  }

  .compare-row .t-name {
    color: var(--ink-dim);
    font-size: 11px;
  }

  .compare-row .t-pct,
  .compare-row .t-er {
    font-family: 'JetBrains Mono', monospace;
    font-size: 11px;
    text-align: right;
    font-variant-numeric: tabular-nums;
  }

  .compare-row .t-er.good { color: var(--green); }
  .compare-row .t-er.warn { color: var(--amber); }
  .compare-row .t-er.bad { color: var(--red); }

  .compare-totals {
    margin-top: 16px;
    padding-top: 16px;
    border-top: 1px solid var(--line);
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 12px;
  }

  .ct-block .k {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.2em;
    color: var(--ink-faint);
    text-transform: uppercase;
    margin-bottom: 4px;
  }

  .ct-block .v {
    font-family: 'Instrument Serif', serif;
    font-size: 22px;
    letter-spacing: -0.01em;
  }

  .ct-block .v.red { color: var(--red); }
  .ct-block .v.green { color: var(--green); }
  .ct-block .v.amber { color: var(--amber); }

  .savings-projection {
    display: grid;
    grid-template-columns: 1fr 280px;
    gap: 24px;
    align-items: stretch;
  }

  .projection-chart {
    background: var(--bg-soft);
    border: 1px solid var(--line);
    padding: 24px;
    position: relative;
  }

  .projection-stats {
    display: flex;
    flex-direction: column;
    gap: 12px;
  }

  .proj-stat {
    background: var(--bg-soft);
    border: 1px solid var(--line);
    padding: 18px 20px;
  }

  .proj-stat.hero { border-left: 3px solid var(--amber); }

  .proj-stat .k {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.2em;
    color: var(--ink-faint);
    text-transform: uppercase;
    margin-bottom: 6px;
  }

  .proj-stat .v {
    font-family: 'Instrument Serif', serif;
    font-size: 26px;
    letter-spacing: -0.02em;
    line-height: 1;
  }

  .proj-stat.hero .v { color: var(--amber); font-size: 34px; }

  .proj-stat .sub {
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    color: var(--ink-dim);
    margin-top: 6px;
    letter-spacing: 0.05em;
  }

  .asset-mix {
    background: var(--bg-soft);
    border: 1px solid var(--line);
    padding: 24px;
  }

  .mix-row {
    display: grid;
    grid-template-columns: 160px 1fr 90px;
    gap: 14px;
    align-items: center;
    padding: 8px 0;
    font-size: 12px;
  }

  .mix-bar {
    height: 14px;
    background: var(--panel);
    border: 1px solid var(--line);
    overflow: hidden;
  }

  .mix-fill { height: 100%; transition: width 0.8s cubic-bezier(0.4, 0, 0.2, 1); }
  .mix-fill.us { background: linear-gradient(90deg, #e8a838, #c68f2c); }
  .mix-fill.intl { background: linear-gradient(90deg, #6a8db3, #4c7099); }
  .mix-fill.reit { background: linear-gradient(90deg, #b87db3, #8e5a8c); }
  .mix-fill.bond { background: linear-gradient(90deg, #6fb285, #548c6a); }
  .mix-fill.hyb { background: linear-gradient(90deg, #d16666, #a34d4d); }
  .mix-fill.cash { background: linear-gradient(90deg, #8a8680, #55524c); }

  .mix-pct {
    font-family: 'JetBrains Mono', monospace;
    text-align: right;
    font-variant-numeric: tabular-nums;
  }

  .transition-steps {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 14px;
  }

  .step-card {
    background: var(--bg-soft);
    border: 1px solid var(--line);
    padding: 22px 20px;
    transition: all 0.3s;
    position: relative;
  }

  .step-card:hover { border-color: var(--amber); transform: translateY(-2px); }

  .step-card .step-num {
    font-family: 'Instrument Serif', serif;
    font-style: italic;
    font-size: 40px;
    color: var(--amber);
    line-height: 1;
    margin-bottom: 10px;
    opacity: 0.7;
  }

  .step-card .step-label {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.25em;
    color: var(--ink-faint);
    margin-bottom: 8px;
    text-transform: uppercase;
  }

  .step-card h5 {
    font-family: 'Instrument Serif', serif;
    font-size: 19px;
    letter-spacing: -0.01em;
    margin-bottom: 10px;
    font-weight: 400;
  }

  .step-card p {
    font-size: 12px;
    color: var(--ink-dim);
    line-height: 1.55;
  }

  .step-card ul {
    margin: 10px 0 0 0;
    padding-left: 16px;
    font-size: 11px;
    color: var(--ink-dim);
  }

  .step-card ul li { margin-bottom: 5px; line-height: 1.55; }

  .callout {
    background: linear-gradient(135deg, rgba(232, 168, 56, 0.08) 0%, rgba(232, 168, 56, 0.02) 100%);
    border: 1px solid var(--amber);
    border-left-width: 3px;
    padding: 22px 26px;
    margin-bottom: 24px;
  }

  .callout .prefix {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.3em;
    color: var(--amber);
    text-transform: uppercase;
    margin-bottom: 10px;
  }

  .callout h4 {
    font-family: 'Instrument Serif', serif;
    font-size: 22px;
    letter-spacing: -0.01em;
    margin-bottom: 10px;
    font-weight: 400;
  }

  .callout p {
    font-size: 13px;
    color: var(--ink-dim);
    line-height: 1.6;
    max-width: 780px;
  }

  .account-breakdown {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 1px;
    background: var(--line);
    border: 1px solid var(--line);
    margin-bottom: 24px;
  }

  .acct-cell {
    background: var(--panel);
    padding: 20px 22px;
  }

  .acct-cell .acct-name {
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    letter-spacing: 0.2em;
    color: var(--ink-faint);
    text-transform: uppercase;
    margin-bottom: 10px;
  }

  .acct-cell .acct-val {
    font-family: 'Instrument Serif', serif;
    font-size: 30px;
    letter-spacing: -0.02em;
    line-height: 1;
    margin-bottom: 6px;
  }

  .acct-cell .acct-meta {
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    color: var(--ink-dim);
    letter-spacing: 0.05em;
  }

  /* ============ VALUES EDITOR ============ */
  .ve-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 14px;
  }
  .ve-field {
    display: flex;
    flex-direction: column;
    gap: 5px;
  }
  .ve-field span {
    font-family: 'JetBrains Mono', monospace;
    font-size: 9px;
    letter-spacing: 0.15em;
    text-transform: uppercase;
    color: var(--ink-faint);
  }
  .ve-field input {
    padding: 9px 11px;
    background: var(--bg-soft);
    border: 1px solid var(--line);
    border-radius: 3px;
    color: var(--ink);
    font-family: 'JetBrains Mono', monospace;
    font-size: 13px;
    transition: border-color 0.15s;
  }
  .ve-field input:focus {
    outline: none;
    border-color: var(--amber);
    background: var(--panel);
  }
  .ve-actions {
    display: flex;
    gap: 12px;
    margin-top: 20px;
    justify-content: flex-end;
    align-items: center;
  }
  .ve-btn {
    padding: 10px 22px;
    background: transparent;
    border: 1px solid var(--line);
    border-radius: 3px;
    color: var(--ink);
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    letter-spacing: 0.18em;
    text-transform: uppercase;
    cursor: pointer;
    transition: all 0.15s;
  }
  .ve-btn:hover { border-color: var(--amber); color: var(--amber); }
  .ve-btn.primary {
    background: var(--green);
    border-color: var(--green);
    color: var(--bg);
    font-weight: 600;
  }
  .ve-btn.primary:hover { filter: brightness(1.1); color: var(--bg); }
  .ve-status {
    flex: 1;
    font-family: 'JetBrains Mono', monospace;
    font-size: 10px;
    color: var(--ink-faint);
    letter-spacing: 0.1em;
  }
  .ve-status.ok { color: var(--green); }

  @media (max-width: 1100px) {
    .ve-grid { grid-template-columns: repeat(2, 1fr); }
    .fid-hero { grid-template-columns: 1fr 1fr; }
    .compare-grid { grid-template-columns: 1fr; }
    .savings-projection { grid-template-columns: 1fr; }
    .transition-steps { grid-template-columns: 1fr; }
    .account-breakdown { grid-template-columns: 1fr; }
    .compare-row { grid-template-columns: 70px 1fr 60px 60px; }
  }

  /* ============ FIDELITY IMPORT TAB ============ */
  .import-dropzone {
    border: 2px dashed var(--line); border-radius: 4px;
    padding: 48px 32px; text-align: center; cursor: pointer;
    transition: all 0.2s; background: var(--bg-soft); margin-bottom: 20px;
  }
  .import-dropzone:hover, .import-dropzone.drag-over {
    border-color: #a78bfa; background: rgba(167,139,250,0.06);
  }
  .import-dropzone .dz-icon {
    font-size: 40px; margin-bottom: 14px; opacity: 0.5;
  }
  .import-dropzone .dz-title {
    font-family: 'Instrument Serif', serif; font-size: 22px;
    letter-spacing: -0.01em; margin-bottom: 8px;
  }
  .import-dropzone .dz-sub {
    font-family: 'JetBrains Mono', monospace; font-size: 10px;
    letter-spacing: 0.18em; color: var(--ink-faint); text-transform: uppercase;
  }
  .acct-pill {
    display: inline-flex; align-items: center; gap: 8px;
    padding: 4px 12px; border-radius: 2px; margin: 3px;
    font-family: 'JetBrains Mono', monospace; font-size: 10px;
    letter-spacing: 0.12em; border: 1px solid; cursor: pointer;
    transition: all 0.15s;
  }
  .acct-pill.ira    { background: rgba(106,141,179,0.12); border-color: rgba(106,141,179,0.3); color: var(--blue); }
  .acct-pill.roth   { background: rgba(111,178,133,0.12); border-color: rgba(111,178,133,0.3); color: var(--green); }
  .acct-pill.broker { background: rgba(232,168,56,0.12);  border-color: rgba(232,168,56,0.3);  color: var(--amber); }
  .acct-pill.active { opacity: 0.5; cursor: default; }
  .import-table { width: 100%; border-collapse: collapse; }
  .import-table thead tr { border-bottom: 1px solid var(--line); }
  .import-table th {
    font-family: 'JetBrains Mono', monospace; font-size: 9px;
    letter-spacing: 0.18em; color: var(--ink-faint); padding: 8px 14px;
    text-align: left; font-weight: 400; text-transform: uppercase;
  }
  .import-table th.r { text-align: right; }
  .import-table tbody tr {
    border-bottom: 1px solid var(--line-soft); transition: background 0.12s;
  }
  .import-table tbody tr:hover { background: var(--panel-light); }
  .import-table td { padding: 11px 14px; font-size: 12px; }
  .import-table td.r {
    text-align: right; font-family: 'JetBrains Mono', monospace; font-size: 11px;
  }
  .quant-grid {
    display: grid; grid-template-columns: repeat(4,1fr);
    gap: 1px; background: var(--line); border: 1px solid var(--line);
    margin-bottom: 20px;
  }
  .quant-cell { background: var(--panel); padding: 20px 22px; }
  .quant-cell .qk {
    font-family: 'JetBrains Mono', monospace; font-size: 9px;
    letter-spacing: 0.2em; color: var(--ink-faint); text-transform: uppercase;
    margin-bottom: 10px;
  }
  .quant-cell .qv {
    font-family: 'Instrument Serif', serif; font-size: 32px;
    letter-spacing: -0.02em; line-height: 1; margin-bottom: 6px;
  }
  .quant-cell .qs { font-size: 11px; color: var(--ink-dim); line-height: 1.5; }
  .rebal-row {
    display: flex; gap: 16px; align-items: flex-start;
    padding: 14px 0; border-bottom: 1px solid var(--line-soft);
  }
  .rebal-row:last-child { border-bottom: none; }
  .rebal-action {
    font-family: 'JetBrains Mono', monospace; font-size: 10px;
    letter-spacing: 0.15em; padding: 4px 10px; border-radius: 2px;
    min-width: 52px; text-align: center; font-weight: 600;
  }
  .rebal-action.buy  { background: rgba(111,178,133,0.15); color: var(--green); border: 1px solid rgba(111,178,133,0.3); }
  .rebal-action.sell { background: rgba(209,102,102,0.15); color: var(--red);   border: 1px solid rgba(209,102,102,0.3); }
  .rebal-action.hold { background: rgba(138,134,128,0.12); color: var(--ink-dim); border: 1px solid var(--line); }
  .rebal-action.move { background: rgba(167,139,250,0.15); color: #a78bfa;      border: 1px solid rgba(167,139,250,0.3); }
  .overlap-badge {
    display: inline-block; font-family: 'JetBrains Mono', monospace;
    font-size: 9px; letter-spacing: 0.12em; padding: 2px 8px;
    border-radius: 2px; background: rgba(209,102,102,0.12);
    color: var(--red); border: 1px solid rgba(209,102,102,0.2);
  }
  .placement-badge {
    display: inline-block; font-family: 'JetBrains Mono', monospace;
    font-size: 9px; letter-spacing: 0.1em; padding: 2px 8px;
    border-radius: 2px;
  }
  .placement-badge.good { background: rgba(111,178,133,0.12); color: var(--green); }
  .placement-badge.warn { background: rgba(232,168,56,0.12);  color: var(--amber); }
  .placement-badge.bad  { background: rgba(209,102,102,0.12); color: var(--red);   }
  .progress-bar-wrap { height: 6px; background: var(--line); border-radius: 2px; margin-top: 8px; }
  .progress-bar-fill { height: 100%; border-radius: 2px; transition: width 0.6s ease; }
  .ai-advice-block {
    background: var(--bg-soft); border: 1px solid var(--line);
    padding: 24px; margin-bottom: 16px; font-size: 13px;
    color: var(--ink-dim); line-height: 1.75;
  }
  .ai-advice-block.loading {
    display: flex; align-items: center; gap: 12px;
    font-family: 'JetBrains Mono', monospace; font-size: 10px;
    letter-spacing: 0.15em; color: var(--ink-faint);
  }


  .pin-dot {
    width: 14px; height: 14px; border-radius: 50%;
    border: 2px solid #2a2926; background: transparent;
    transition: all 0.15s ease;
  }
  .pin-dot.filled { background: #e8a838; border-color: #e8a838; box-shadow: 0 0 8px rgba(232,168,56,0.4); }
  .pin-dot.error  { background: #d16666; border-color: #d16666; box-shadow: 0 0 8px rgba(209,102,102,0.4); }
  .pin-key {
    padding: 16px 10px; background: #1a1916; border: 1px solid #2a2926;
    color: #e8e6e0; font-family: monospace; font-size: 20px; cursor: pointer;
    border-radius: 4px; transition: all 0.1s ease; user-select: none;
  }
  .pin-key:hover  { background: #242220; border-color: #3a3835; }
  .pin-key:active { background: rgba(232,168,56,0.15); border-color: #e8a838; transform: scale(0.95); }
  #pinGate.shake  { animation: pinShake 0.4s ease; }
  @keyframes pinShake {
    0%,100% { transform: translateX(0); }
    20%     { transform: translateX(-8px); }
    40%     { transform: translateX(8px); }
    60%     { transform: translateX(-5px); }
    80%     { transform: translateX(5px); }
  }
  #pinGate.unlocking { animation: pinUnlock 0.35s ease forwards; }
  @keyframes pinUnlock {
    0%   { opacity:1; transform:scale(1); }
    100% { opacity:0; transform:scale(1.03); }
  }